Before you sign that contractor quote, check these 12 things.

Contractors count on you skimming. This free 5-minute checklist walks you down your quote line by line and shows you exactly where the padding hides — the lowball allowances, the buried markup, the fees that don't belong. Catch it before you sign, not after the budget blows up.

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• The #1 budget-killer most people miss — and the one number on your quote that signals it
• What "normal" markup actually is — so you can tell padding from fair pricing at a glance
• The exact line to say when a number doesn't add up — no awkward confrontation

Built by the team behind Reno Shield — we've read a lot of contractor quotes.